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Business insurance protects a company, sole trader or self-employed person from financial losses linked to claims, accidents, mistakes, legal disputes, property damage, cyber incidents or interruptions. The right cover depends on the structure of the business, the industry it operates in and the risks it faces day to day.
Different Types of Business Insurance in the UK
A business that employs staff, welcomes customers, gives professional advice, sells products, uses vehicles or handles client data may need different types of insurance. Some policies are legally required, while others are optional but commercially important.
Even where the law does not make a policy compulsory, clients, landlords, lenders, trade bodies, regulators and online marketplaces may ask for proof of cover before working with a business.
Which Business Insurance is legally required in the UK?
The main type of business insurance that is usually required by law in the UK is employers' liability insurance. A business normally needs this as soon as it becomes an employer. It covers claims if an employee becomes ill or injured because of their work.
Employers' liability insurance must cover at least GBP5 million. Businesses that do not have appropriate cover can face fines. GOV.UK states that the fine can be GBP2,500 for every day the business is not properly insured.
Business motor insurance is also required if vehicles are used for business purposes. Personal car insurance may not cover business use, so a business owner or employee who drives for work should make sure the correct type of motor cover is in place.
Public liability insurance and professional indemnity insurance are not usually compulsory by law for every business. However, they may be required by client contracts, landlords, professional bodies, regulators or industry rules. Regulated sectors may also have specific insurance requirements, so businesses should check the rules that apply to their activity.
Employers' Liability Insurance
Employers' liability insurance covers claims made by employees who become injured or ill because of their work. It can help pay for compensation, legal defence costs and related claims expenses.
This cover may be needed by limited companies with employees, sole traders with staff and partnerships that employ people. It can also apply where a business uses part-time, temporary, seasonal or casual workers.
Examples of claims could include an office employee being injured at work, a warehouse accident, a staff illness linked to workplace conditions or an employee being injured while working off-site.
Some businesses that only employ close family members may be exempt, but the rules should be checked carefully before assuming cover is not needed.
Employers' liability insurance matters because it supports legal compliance, protects the business from potentially serious claims and gives employees reassurance that there is cover in place if something goes wrong.
Public Liability Insurance
Public liability insurance protects a business against claims from third parties, such as customers, visitors, suppliers or members of the public. It can cover compensation and legal defence costs if someone claims they were injured or their property was damaged because of the business's activities.
Typical examples include a customer slipping in a shop, a contractor damaging a client's property, a market stall injuring a passer-by or a tradesperson causing damage while working in someone's home.
This type of cover is commonly considered by shops, tradespeople, cafes, restaurants, event businesses, beauty professionals, fitness instructors, market traders and businesses with customer-facing premises.
Public liability insurance is different from employers' liability insurance. Employers' liability protects against claims from employees, while public liability protects against claims from people outside the business.
Professional Indemnity Insurance
Professional indemnity insurance protects businesses that give advice, designs, expertise or professional services. It is designed for situations where a client claims they suffered a financial loss because of the business's work.
Typical claims may involve negligent advice, mistakes in professional work, poor design, breach of confidentiality or financial loss caused by a service error.
This cover is commonly considered by consultants, accountants, marketing agencies, architects, designers, IT consultants, business advisers, coaches and engineers. It may also be required by professional bodies, regulators or client contracts.
Professional indemnity is different from public liability insurance. Public liability focuses on injury or property damage suffered by third parties. Professional indemnity focuses on financial loss caused by professional work, advice or service errors.
For service-based businesses, professional indemnity insurance can be especially important where clients rely on their expertise to make decisions.
Product Liability Insurance
Product liability insurance covers claims linked to products that cause injury, illness or property damage. It is relevant for manufacturers, importers, ecommerce sellers, food and drink businesses, cosmetics brands, children's product sellers, retailers and white-label product businesses.
A business may still face a claim even if it did not manufacture the product. If it sold, imported, rebranded or supplied the item, it may be drawn into a dispute.
Examples include a defective electrical item causing damage, a cosmetic product causing a reaction, a food product causing illness or product packaging and instructions being inadequate.
Insurance should sit alongside good risk management. Businesses should carry out supplier checks, product testing and compliance reviews. They should also keep documentation, batch records and recall procedures where relevant.
Business Property and Contents Insurance
Business property and contents insurance covers physical assets used by the business. This can include buildings insurance, contents insurance, stock insurance and tools and equipment cover.
It is relevant for shops, offices, warehouses, cafes, salons, tradespeople and home-based businesses with valuable equipment.
Typical risks include fire, flood, theft, accidental damage and storm damage. The exact protection depends on the policy wording and the items insured.
Tenants may still need contents and stock insurance even if the landlord insures the building. Home-based business owners should also check their household policy, as standard home insurance may not automatically cover business equipment, stock or customer visits.
Business Interruption Insurance
Business interruption insurance covers loss of income if the business cannot operate after an insured event. It often works alongside property insurance.
Typical scenarios include a fire closing a shop, flood damage to premises, equipment breakdown stopping production or supply chain and access issues, depending on the wording of the policy.
This type of insurance does not cover every reason a business loses income. The trigger events, exclusions, indemnity period and policy wording are crucial.
Business interruption cover can be useful for businesses with premises, retailers, hospitality operators, manufacturers and companies with fixed overheads or staff costs that continue even when trading is disrupted.
Cyber Insurance and Data Protection Cover
Cyber insurance covers certain financial losses and support costs after cyber incidents. It is relevant for ecommerce stores, agencies, SaaS businesses, accountants, consultants, healthcare and wellness businesses, and any company that stores customer or employee data.
Typical cover may include data breach response, ransomware support, business interruption caused by a cyberattack, legal and notification costs, and cyber fraud support, depending on the policy.
Small businesses should take cyber risk seriously because they often handle payment details, customer data, logins, supplier invoices and email accounts. A data breach or cyberattack can cause financial, legal and operational problems.
Cyber insurance may also support businesses dealing with UK GDPR responsibilities. However, it is not a substitute for secure systems, backups, staff training and access controls.
Directors' and Officers' Insurance
Directors' and officers' insurance, often called D&O insurance, protects directors, officers and senior managers against certain claims made personally against them.
It is relevant for limited companies, startups with investors, companies with boards, charities, non-profits and businesses making high-value decisions.
Typical claims may involve alleged breach of duty, mismanagement, regulatory investigations or employment-related allegations made against directors.
Limited liability does not protect directors from every personal claim. D&O insurance is designed to protect individuals, not just the company balance sheet, where they face claims connected to their role.
Legal Expenses Insurance
Legal expenses insurance helps with legal costs for certain disputes. It may support a business with employment disputes, contract disputes, debt recovery, tax investigations or property disputes.
This cover can be useful for small businesses that do not have in-house legal support and may need help managing the cost of a dispute.
The scope of cover depends on the policy. Insurers may consider whether the case has reasonable prospects of success, whether exclusions apply, whether the dispute started before the policy began and whether approved legal providers must be used.
Business Vehicle and Commercial Motor Insurance
Personal car insurance may not cover business driving beyond commuting. If a vehicle is used for work, the insurer should be told and the correct cover should be arranged.
Types of cover include business car insurance, commercial van insurance, fleet insurance and courier or hire-and-reward cover.
This can be relevant for tradespeople, delivery businesses, mobile services, sales representatives, care workers and consultants travelling to clients.
A business owner or employee using a personal vehicle for business purposes should disclose this to the insurer, as using the wrong type of cover may create problems if a claim is made.
Industry-specific Business Insurance examples
Different businesses face different risks, so the right insurance mix depends on how the business operates.
| Business type | Cover commonly considered |
|---|---|
| Consultant or agency | Professional indemnity, public liability, cyber, legal expenses |
| Shop or cafe | Public liability, employers' liability, stock, property, business interruption |
| Tradesperson | Public liability, tools, van insurance, employers' liability |
| Ecommerce seller | Product liability, cyber, stock, goods in transit |
| Landlord or property business | Property owner insurance, liability cover, legal expenses |
| Startup with directors | Professional indemnity, cyber, D&O, employers' liability |
| Beauty or wellness business | Public liability, treatment risk, professional cover, product liability |
These examples are not exhaustive. A business should consider its legal obligations, contracts, premises, staff, customers, products, services and data risks before choosing cover.
How to Choose the right Business Insurance
Choosing business insurance should start with risk, not price. A cheap policy may not be good value if it excludes the risks that matter most to the business.
Business owners should ask practical questions. Do I employ anyone? Do customers visit me? Do I visit client premises? Do I give advice? Do I sell products? Do I store customer data? Do I use vehicles? Do my contracts require minimum cover? What would stop the business from trading?
When comparing policies, businesses should look at cover limits, excess, exclusions, retroactive dates, legal defence cover, optional add-ons and the claims process. The right policy is not only about the premium; it is also about what happens when a claim is made.
Business insurance can be bought directly from an insurer, through a comparison site or through a specialist broker. The Association of British Insurers says business insurance can be bought directly from an insurer or through a specialist broker via the British Insurance Brokers' Association.
Insurance needs should be reviewed at least annually. Turnover, staff numbers, premises, contracts, vehicles, products, services and risk profile can all change over time.
FAQs about different types of business insurance in the UK
What business insurance does a sole trader need?
The insurance a sole trader needs depends on the type of work they do. Public liability insurance may be relevant if they work with customers or visit client premises. Professional indemnity may be needed if they give advice or provide professional services.
Tools insurance, business vehicle insurance and cyber insurance may also be useful, depending on the business.
Do limited companies need different insurance from sole traders?
Some risks are similar for limited companies and sole traders, such as public liability, professional indemnity, cyber risk and property damage. However, limited companies may also consider directors' and officers' insurance, employers' liability cover, shareholder or investor expectations, and contract requirements.
The right cover depends on the company's activities, structure and risk exposure.
Is public liability insurance compulsory in the UK?
Public liability insurance is usually not compulsory by law in the UK. However, it is often required by clients, landlords, events, local authorities, trade bodies or marketplaces.
Even where it is not legally required, it can be commercially important for businesses that deal with customers, visitors, suppliers or members of the public.
Is professional indemnity insurance compulsory?
Professional indemnity insurance is not compulsory for every business. However, it may be required by regulators, professional bodies or client contracts.
It is commonly considered by businesses that provide advice, designs, expertise or professional services, especially where a mistake could cause a client financial loss.
What insurance do I need before hiring staff?
Employers' liability insurance is usually the key legal insurance requirement before hiring staff. A business should also consider payroll, health and safety and employment law responsibilities.
Depending on the role and workplace, the business may also need to review public liability, property, vehicle, legal expenses and other relevant cover.
How often should I review my business insurance?
Business insurance should be reviewed at least annually. It should also be reviewed whenever the business changes.
Important changes include hiring staff, moving premises, buying vehicles, adding products, signing new contracts, increasing revenue, changing services or handling more customer data.
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When we decided to open a company in Malta we turned to CSB. I think it was the best decision! Sacha and his team made everything seem easy and understandable regardless of the complexity of the issue. Always attentive, always available – they went out of their way to make it happen fast and hassle-free.
SIOUX MALTA LTD
CSB Group have been our service providers for the last few years and have assisted us in a range of services including accounting, payroll, legal and corporate services. In our experience, CSB has proved to be of great use.
Play'n Go
Hemos utilizado los servicios de CSB Group en Malta para inscribir nuestra empresa y nuestro barco bajo la bandera de Malta, y siempre he estado completamente satisfecho con su desempeño. ¡Hacen un trabajo excelente, son siempre puntuales y ofrecen las tarifas más competitivas de toda Europa! ¡Un equipo joven e inteligente! También hemos recurrido a ellos en otras ocasiones para trabajos legales adicionales, y desde hace poco utilizo su servicio de contabilidad para cumplir con todos los requisitos del IVA y completar nuestros balances de situación. Recomiendo los servicios de CSB Group.
Paolo Orlandi
Kite Investimenti Limited of Cyclos II
We are impressed by CSB's continuous ambition to exceed customer’s expectations. We truly believe in long lasting partnerships, so in the past 15 years we were lucky enough to take advantage of CSB's international reach and professional services. CSB's industry experts take the administrational burden off our shoulders and let us focus on what matters - business! CSB made us both, more professional and more successful in our international commercial activities. Thank you CSB, smarter business truly starts here!
Gottfried J. Sint
Noricum Investments Ltd
In 2018 we took the decision to use CSB Group to help set up a company and apply for a B2B licence in Malta. After contacting a number of different organisations CSB stood out in terms of their pre-sales response, it was timely informative and presented in a manner which showed that they understood us and our needs. Thankfully the focus on Price, Quality and Service still continues today and the team at CSB are more like an extension to our team, than just a trusted partner or supplier.
Iforium
CSB Group has been a partner to Stratus Capital Solutions ever since the structuring and set up of the company, which was done in a very efficient and professional manner, where CSB also reviewed the bigger picture and possible future requirements. Due to the excellent service and knowledge provided in the structuring of the company, we also engaged CSB for tax and accounting services besides the corporate secretary functions. We at Stratus Capital Solutions Ltd. are very pleased with the partnership with CSB Group and their excellent employees.
Armand van Houten
Founding Member of the Board
Stratus Capital Solutions Ltd
"Roger and team do a great job and we are very happy with the services provided by CSB across all areas."
Jim Purcell
COO
MiFinity
We are truly glad to have CSB Group as a business partner! Their expertise and careful support have made a huge impact and yielded great value. CSB Group has greatly contributed to making such a challenging year like 2020 go by pretty smoothly, with record-breaking results! We confidently recommend CSB Group to anyone looking for the finest partners!
Darwin Gaming
We would like to thank all of you for your continuous support in the process of registering our association as a Voluntary Organisation. This is an important milestone for us which was possible thanks to your support.
Malta Male Cancer Support Association
We at MIDI plc have engaged the services of CSB Group on a trusteeship basis to serve a fundamental role in our secured bond issue. Their team has always been accommodating, well-prepared and have always ensured that our requirements are met in a most timely and efficient fashion. Their services have indeed exceeded our expectations. CSB Group were identified due to their knowledge and expertise in fiduciary obligations, amongst other qualities.
MIDI PLC
Quisiera expresar mi absoluta satisfacción por mi trato con Sacha Farrugia en el proceso de apertura de mi empresa durante las últimas semanas. Me quedé realmente impresionado con su nivel de profesionalidad y servicio al cliente. Hizo todo lo posible para asegurarse de que todas mis preguntas y curiosidades fueran atendidas y comprendidas, y su nivel de conocimiento fue excelente. No tendría ningún problema en recomendar su empresa a otras personas en el futuro y continuaré utilizando sus servicios.
Phoenix Classic Charters Limited
"I really enjoyed working with Roger and his team. CSB Group has been very professional and a very efficient corporate services partner. I look forward to more business together and will not hesitate to recommend their top-notch services."
Elias Berthold
Director
INCOMMUNIO Ltd
"CSB were very professional in organising and delivering internal online training to our team. They delivered the training with enthusiasm and commitment and were dedicated to addressing all queries from the team. I would recommend them to anyone who needs professional consulting work."
Annabel Bonavia
Finance Manager
Attard & Co. Industrial Ltd.
We have had the good fortune of working with Andres and his team at CSB on a variety of citizenship and residency matters for our clients. CSB has given us thoughtful and thorough advice and been an invaluable partner. Despite being many time zones and thousands of miles away, the team are incredibly responsive and willing to speak at any hour of the day. We would certainly recommend them to anyone seeking best-in-class legal advice related to global citizenship and residency issues.
An independent investment office
Back in 2015 CSB Trustees & Fiduciaries Limited has been entrusted with the project to set up a security trust for us. Their knowledge and experience within the sector made this project easier for us all. The team is meticulous, attentive and always available whenever assistance is required from our end. We would definitely recommend them for their stellar service.
Mr. Borg
Manager
Malta Properties Company Plc
Korzystałem z usług CSB Group na Malcie, aby zarejestrować naszą firmę i nasz statek pod banderą Malty i zawsze byłem w pełni zadowolony z ich usług. Wykonują świetną robotę, są zawsze punktualni i oferują najbardziej konkurencyjne ceny w Europie! Młody i inteligentny zespół! Czasami korzystaliśmy z ich usług również przy dodatkowych zleceniach prawnych, a ostatnio korzystam z ich usług księgowych w zakresie VAT i finalizacji ksiąg. Z przyjemnością polecam usługi CSB Group.
Paolo Orlandi
Kite Investimenti Limited of Cyclos II
We have been working with CSB for a few months now. They have been absolutely wonderful with us, guiding us every step of the way through our company setup in Malta. We value them and will continue working with them, a big thank you!
Irina Negoita
Investments Reports Limited
Malcolm, Michela and the rest of the CSB team did a fantastic job guiding us through our residency and citizenship process. The team was always there whenever an unforeseen bump in the road came along. There is no question, I would recommend Malcolm, Michela and CSB to help with your needs.
Kyle
Relocation and Immigration client
Ich engagierte die CSB Group in Malta, um unser Unternehmen und unser Schiff unter der maltesischen Flagge zu registrieren, und war mit ihren Diensten immer sehr zufrieden. Die Firma leistet hervorragende Arbeit, erledigt alles fristgerecht und bietet die wettbewerbsfähigsten Konditionen in Europa! Wir haben sie gelegentlich mit besonderen juristische Aufgaben betraut und seit kurzem nutze ich ihren Buchhaltungsservice zur Erstellung unserer USt-Erklärungen und Bilanzen. Ich empfehle die Dienste der CSB Group gerne weiter.
Paolo Orlandi
Kite Investimenti Limited of Cyclos II
Die CSB Group ist seit der Strukturierung und Gründung von Stratus Capital Solutions ein Partner für das Unternehmen. Dies geschah auf sehr effiziente und professionelle Weise, wobei CSB auch das Gesamtkonzept und mögliche zukünftige Anforderungen prüfte. Nachdem wir bei der Strukturierung des Unternehmens hervorragend beraten wurden, betrauten wir CSB auch mit der Erbringung von Steuer- und Buchhaltungsdienstleistungen sowie mit den Aufgaben des Gesellschaftssekretärs. Wir sind sehr zufrieden mit der Partnerschaft mit der CSB Group.
Armand van Houten
Gründungsmitglied des Board
Stratus Capital Solutions Ltd
CSB has been managing The EveryMatrix Employee Trust since 2022. CSB have vast experience and knowledge in the Trust Management sector and other corporate-related matters. As Trustees, they have continuously and promptly assisted the Trust throughout any corporate-related process involving our wider group of companies. We look forward to continuing this collaboration in the future!
EveryMatrix Group
Ich war mit der Zusammenarbeit mit Sacha Farrugia bei der in den letzten Wochen erfolgten Gründung meines Unternehmens absolut zufrieden. Die Professionalität und der Kundenservice der Firma waren wirklich beeindruckend. Sie stellte sicher, dass meine Neugierde und alle meine Fragen verstanden und beantwortet wurden. Ihre Mitarbeiter verfügen über ein ausgezeichnetes Fachwissen. Ich empfehle Ihre Firma gerne weiter und werde Ihre Dienste auch in Zukunft in Anspruch nehmen.
Phoenix Classic Charters Limited
We chose Malta as our new permanent home and CSB Group to help us through the residency process. They went way beyond our expectations treating our application as if it were their own. Their service was nothing short of stellar from understanding our needs preparation of the required documentation, and follow-up phase during a period with the sharpest movement restrictions. Malta deserves a place on every investor’s radar, mostly because of the surprising efficiency permeating the place, efficiency which starts with CSB.
Christian G.
"Very highly recommend, professional and great people to work with."
Frank Agius
Financing Director
CF Estates
Relocating to another country is a challenging endeavor however, the support of the team at CSB Group, made a significant difference. Their guidance throughout the process instilled a sense of security and confidence, ensuring a successful outcome. Special thanks go to Michela, who displayed professionalism, and promptness, and who treated my case as if it were her own. I will always be grateful!
Family Reunification Client - English
Niedawno skorzystaliśmy z usług CSB Group w celu założenia nowej firmy. Zespół był skupiony na dbałości o szczegóły, szybko odpowiadał, a proces przebiegał niezwykle sprawnie. Nie wahalibyśmy się skorzystać z usług CSB w przypadku jakichkolwiek przyszłych zleceń.
Barry Houghton
Primero, UK
We have been using the services of CSB Group in their remit as security trustees for our recent bond issue. We have found CSB to be highly efficient and effective in their work. We will not hesitate to use their services in the future and would recommend them to any of our clients and partners seeking similar services.
Mercury Towers
"Le recomendaría vuestros servicios a cualquier empresa de juegos que planee establecer una empresa en Malta, así como solicitar una licencia de juego en Malta."
CEO
Empresa líder de casinos con distribuidor en vivo establecida en Malta
When we decided to open a company in Malta we turned to CSB. I think it was the best decision! Sacha and his team made everything seem easy and understandable regardless of the complexity of the issue. Always attentive, always available – they went out of their way to make it happen fast and hassle-free.
SIOUX MALTA LTD
Recientemente hemos recurrido a los servicios de CSB Group para obtener asistencia en la constitución de una nueva empresa. Descubrimos que fueron meticulosos en su atención a los detalles, rápidos en sus respuestas y que el proceso se llevó a cabo de manera extremadamente eficiente. No dudaríamos en volver a utilizar a CSB para cualquier requisito futuro.
Barry Houghton
Primero, UK
I have worked with CSB for several years, and have always found them highly professional and courteous. They are always happy to help.
Bobby Virdee
GAMING MEDIA GROUP
"I would recommend your service to any gaming company planning to set up a Maltese company as well as apply for a Malta gaming license."
CEO
LEADING LIVE DEALER CASINO COMPANY SET UP IN MALTA
"We have always received good service from CSB Group. Timing and quality have always met our expectations and everything is communicated in a professional and timely manner. Would definitely recommend to anyone considering."
FAIR PLAY BETS
Erst kürzlich haben wir die Dienste der CSB Group in Anspruch genommen, um uns bei der Gründung eines neuen Unternehmens zu unterstützen zu lassen. Dabei haben sie sehr sorgfältig und detailgenau gearbeitet und stets rasch auf unsere Fragen geantwortet. Das Verfahren wurde äußerst effizient durchgeführt. Gerne würden wir CSB bei Bedarf wieder beauftragen.
Barry Houghton
Primero, UK
We have appointed CSB Trustees & Fiduciaries Limited to be the Security Trustee for a bond issued by our company; Stivala Group Finance p.l.c. The team that we worked closely with, was efficient, reliable, and knowledgeable and we couldn’t be more satisfied with the service provided. The team always made itself available even when provided with a short notice. We are glad we have engaged their services and we would definitely recommend them.
Stivala Group Finance p.l.c.
Carousel Group partnered with CSB back in 2018 when we began this venture and they have guided and supported us through every step of the process. Despite how arduous and complex licensing a gaming business has become in recent years, we were lucky to have CSB in our corner to ensure success and build the foundations for a high-growth international business.
Mr. Daniel Graetzer
Founder
Carousel Group
As the New Year starts I just wanted to take a moment to compliment your valuable company. I’ve been a customer of CSB Group since 2008 and I am extremely satisfied that you provide a great services for us, any issues we have had have been dealt with promptly and with a professional staff that are consistently understood our needs. They’ve always got it right first time – and on time. I simply wouldn’t recommend anyone else! Thank you once again for all your help.
Amine Tahar
Director
Ghada Holding Ltd.
CSB Group continuously met our business expectations by providing the resources and commitment to provide the best plausible support, delivering expertise, strategic advice, and a hands-on approach.
Alex Rivkin
Managing Director
MLF International Limited
Thank you for making everything run perfectly smooth for us. Your team looks after us as if we were their parents and they are everything one can wish for; accurate, fast and with a vast knowledge. We are very fond of CSB Group and we are more than content.
Retired Swiss Entrepreneur
I am happy to recommend your services. Thank you Malcolm, Michela, and CSB - choosing you and your company was an absolutely correct decision. Well done!
Doublelin International Corp.
"We have used CSB Group's Yachting Services in Malta and we would like to highlight the team's professionalism and reliability throughout the registration process of our vessel. We were very pleased and very appreciative of the great availability of the staff to help us and answer our questions."
Stephanie Butikofer
Tikiaora Inc Limited of Tikiaora
CSB Group have been loyal partners to our development-stage medical technology company. CSB provides local oversight to our Malta subsidiary that is thorough and compliant. As a result, we have the confidence that a successful development project should yield maximum value for our shareholders.
Fred McCoy
NeuroTronik
The choice of CSB Group was naturally imposed when I decided to establish my private collective investment scheme in Malta. In addition to a strong overseas reputation, it is one of the three largest and probably the most serious Maltese business advisory firms. The whole Regulated Industries and Corporate Services Team is very meticulous, attentive, and all of them would be happy to bend over backwards to advance your projects. This firm and its team are the ambassadors of one of the best onshore jurisdictions in the world.
Charles-Edouard Lambert
Founder
Magellan SICAV p.l.c.
‘I approached CSB Group in late 2022 to open a discretionary family trust. CSB have the right set up and an experienced and friendly team who helped me act on the pressing investment decisions of the trust and with opening a bank account quite smoothly. While I took the decision to establish the trust with caution, now that it is up and running, I am pleased with the result.'
UK Expat Residing in Malta
CSB Group ha sido socio de Stratus Capital Solutions desde la estructuración y creación de la empresa, que se realizó de una manera muy eficiente y profesional, donde CSB también revisó el panorama general y los posibles requisitos futuros. Debido al excelente servicio y conocimiento brindado en la estructuración de la empresa, también contratamos a CSB para los servicios tributarios y contables, además de las funciones de secretaría corporativa. En Stratus Capital Solutions Ltd. estamos muy satisfechos con la asociación con CSB Group y sus excelentes empleados.
Armand van Houten
Socio fundador del Consejo
Stratus Capital Solutions Ltd
"I have been working with CSB for over 12 years and the words that come to my mind are trust and responsibility. CSB is an integrated part of my companies – it’s simple and safe and lets me focus on the bigger picture."
Andreas L. Borgmann
Reddo Holding Ltd
'I want to applaud CSB Group, and specifically Malcolm Ferrante and Michela Pace for their endless patience, relentless dedication, speedy efficiency, and personal attention when it comes to establishing my Tax Residency in Malta in record time. The whole process was managed as promised, above and beyond my expectations. Undoubtedly highly recommended!'
Tax Residency Client
CSB Group consistently provide quality support across corporate, financial and legal support service requirements, delivering value at all levels. An effective and efficient team, always approachable, and go about their business in a professional manner, where the customer is considered paramount.
LEGOLAS INVEST LTD
We have recently used the services of CSB Group to assist with the formation of a new company. We found they were meticulous in their attention to detail, speedy with their responses and the process was carried out extremely efficiently. We would have no hesitation in using CSB for any future requirements.
Barry Houghton
Primero, UK
We’ve been using CSB services for four years and they have been a great asset to our business. We’ve been very impressed with their friendliness and responsiveness and with the staff constantly producing quality work in every aspect of their business – from book keeping to tax preparation. We’re glad to have CSB as part of our team.
EBANX
We would like to thank Mr Roger A. Strickland Jr., Director of CSB Group, for his support throughout the application process and his team for their excellent work.
GameArt
In our dealings with CSB Group for over 10 years, we have found every member of the staff and leadership team to be wholly and completely knowledgeable and professional when doing business in, and from Malta.
Rhett Groom
Director
Liberation Group Holdings
A highly competent team of experienced professionals, dedicated to delivering exceptional corporate services with expertise and precision.
Luca Dalmasso
MERIDIANA Limited
This is to express my absolute satisfaction in my dealings with Sacha Farrugia in the process of opening my company over the last few weeks. I was really blown away with their level of professionalism and customer service. They went above and beyond to ensure that all of my questions and curiosities were met and understood, and their level of knowledge was excellent. I would have no problem recommending your company to others in the future and will continue to use your services myself.
Phoenix Classic Charters Limited
"We have worked closely with CSB Group since February of 2015. They have been instrumental in helping us establish our Malta office and continue to aid us with their stellar legal and accounting services. Malta has proven to be an excellent location to establish our business, however, setting up a company with many international shareholders has been a complicated task. CSB Group has guided us along this process and we are quite satisfied with the results."
Tom Druk
CEO
AQblue Limited
Ich würde jedem Glücksspielunternehmen, das eine maltesische Gesellschaft gründen und eine Glücksspiellizenz auf Malta beantragen möchte, Ihre Dienste empfehlen.
CEO
EINES IN MALTA GEGRÜNDETEN FÜHRENDEN LIVE-DEALER-CASINO-UNTERNEHMENS
Tum Finance plc engaged CSB Trustees & Fiduciaries Limited to be the Security Trustee for a bond we recently issued. We have closely worked with a team of professionals and are pleased to give our testimonial in this regard. For sure we will request their services in the future. We definitely recommend CSB Trustees & Fiduciaries Limited to be the team that will be always there when you need them for the best advice and satisfaction. You made it so simple Thank you!
Tum Finance plc
"I moved to Malta under the Global Residence Programme, and CSB provided tailored support every step of the way. I have appreciated their expertise, professionalism, responsiveness, and attention to detail. Moving to another country can be complicated, but CSB made sure that everything went as smoothly as possible."
US-Based Academic & Investor
CSB Group jest partnerem Stratus Capital Solutions od założenia firmy i strukturyzacji, która została wykonana w bardzo sprawny i profesjonalny sposób, gdyż zespół CSB przeanalizował wszystkie możliwości i przyszłe obligacje. Ze względu na doskonałą obsługę i wiedzę dostarczoną w ustrukturyzowaniu firmy, zaangażowaliśmy również CSB w zakresie usług podatkowych i księgowych oprócz funkcji sekretarza korporacyjnego. My w Stratus Capital Solutions Ltd. jesteśmy bardzo zadowoleni ze współpracy z CSB Group.
Capital Solutions Ltd.
"CSB provides us with a wide range of professional services and we are equally happy with any of them. We’d recommend CSB to any company looking for a solid partner to support its Malta-based business."
ROYAL PANDA
We at Staern Ltd are glad that we work with CSB Group. Experienced, dedicated and supportive specialists. People you can rely on even in very complex business challenges such as VFA Licence application. People you can trust. People who can motivate and continue to go forward even in very complex business challenges. We are very glad to work with CSB Group on our VFA Service Provider Licence.
Staern Ltd
I have been using CSB Group in Malta to register our company and our ship under the Malta flag, and have always been completely satisfied with their performance. They do an excellent job, are always punctual, and offer the most competitive rates in Europe! A young and Smart team! We have also involved them on occasion for extra legal jobs, and recently I am using their accounting service to fulfil the VAT requirement and to complete our balance sheets. I'm happy to recommend the services of CSB Group.
Paolo Orlandi
Kite Investimenti Limited of Cyclos II
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