Cost of Living in Malta – A local’s guide

  Cost of Living in Malta – A local’s guide

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Malta is a beautiful archipelago located in the southern Mediterranean. A fully-fledged EU Member state with a strong economy, stable political and social environment, and a welcoming business scene, it’s become a prime jurisdiction for foreign investment. But what about living there? Whether you’re considering setting up a business or acquiring a Maltese passport through the country’s Citizenship by Investment Regulations or Permanent Residency through the Malta Golden Visa Programme, these are the facts and figures you need to consider.

Cost of living in Malta: monthly expenses


Renting a property will account for a large part of your living expenses. A one-bedroom apartment in the central areas (Valletta, Sliema, St Julians) will cost on average €833.91 per month. If you move slightly out of the centre, you can find the same property for €680. If you opt for a 2 bed, you are looking at around €1000, and €1300 plus for a three bedroom.


Another consideration for the cost of living in Malta is the utilities such as water and electricity. For basic electricity and water usage (such as heating, cooling, water, cooking, etc.) in an 85 square meter apartment, you can expect to pay around €84 per month. Of course, if you use AC in the summer and a lot of heating in the winter, this could be higher.

Internet and mobile phone plan

You can get a decent, high-speed broadband connection for around €34 a month, sometimes with landline and TV channels thrown in. This is typically 60mbs or more, depending on your package. Mobile phone operators offer various tariffs for usage, but you can expect to pay €0.30 a minute for calls.


There is a network of bus routes that cover the entire island and Gozo. A one-way ticket is €2, but you can also buy weekly or monthly passes that give much better value.


The cost of food shopping depends on your tastes and how many people you’re feeding. For one person, eating a healthy, fresh diet including meat, vegetables, fish, and dairy, the cost would be around €100 per week. Of course, this figure could be lower or higher, depending on personal preferences how much you can afford to spend out of your living expenses.


A meal for one in an inexpensive restaurant cost around €15. This increases to €30 for mid-priced, and the sky’s the limit for high-end. There is a good selection of restaurants, including Maltese, Italian, French, Middle Eastern, Asian, and American cuisine.


A takeaway for one person will cost on average €10, including a soft drink. Of course, prices range from €6 to €20, depending on the restaurant. There are many takeaways and restaurants with delivery as well as various delivery apps.

Gym membership

There are a variety of gyms spread around the country. Some offer special classes and facilities such as spas, saunas, and swimming pools. A standard monthly package at a gym in a central area will cost you €50 per month.


As an individual living in Malta and enjoying a takeaway twice a week, a meal in a restaurant at the weekend, gym membership, a monthly bus pass, and accommodation, you can expect to spend approximately €1558 per month. This will give you an excellent standard of living, including exercising, socializing, and living in a convenient central area. When it comes to living expenses, this is a respectable figure for an EU member state in stunning surroundings.

Summary of monthly expenses

ItemCost in €EURCost in $US
Rent (one bedroom)€833.91$982.51
Internet & Mobile Plan€34$40.06
Transportation (single trip)€2$2.36
Groceries €400$471.28
Restaurant (single visit, person)€15 - €30$17.67 - $35.35
Takeaway€6 - €20$7.07 - $23.56
Gym Membership€50$58.91
Monthly Average Total€1558$1836

Cost of living in Malta: other general living expenses


For airport trips, journeys home after a night out, or those days when you just don’t want to drive, taxis are a great solution. Taxis are around €6 for the first kilometer and an additional €2 per kilometer after that. There are a variety of app-based services as well as regular taxis that you can use. For example, a 10km journey will cost €22.

Car Fuel

There are many ways to get around and this includes by car. One litre of petrol is around €1.40 at the time of writing. It would cost €70 to fill up the tank of the average car with petrol. Diesel comes in at around €1.21 and there are stations where you can charge your electric car as well.

Private doctor

Public hospitals are efficient and modern, but there are times you may prefer to visit a private GP or specialist. The cost of visiting a private doctor depends on what kind of doctor they are. You can expect to pay between €20 for a GP visit, to €50 or €60 for a specialist.


With a busy work and social life, you might be thinking of hiring help. You can hire someone to clean your home and take care of household chores for between €8 and €15 per hour. You can expect to pay the lower price for general cleaning, but towards the higher end for ironing and organising. To hire a basic cleaner to come once a week would cost you €192 a month.


If you are a coffee lover and enjoy a cup in one of the many catering establishments in Malta, a regular cappuccino will cost you in the region of €2.20 in most cafes and bars, equivalent to around €66 a month if you take one a day.


Malta has a lively social scene including bars, nightclubs, and various social events. A bottle or can of beer will cost approximately €3.00. Over a month, this could cost you around €36 if you venture out once a week.

Bottle of wine

Malta has its own good quality wines but also imports some of the region’s finest. If dining in a mid-priced restaurant, a bottle of good-quality wine will cost around €20.00.


To enjoy added extras such as a nice bottle of wine in a restaurant or having a cleaner help you with domestic chores, you should allow for an extra €486 a month, in total. Of course, these are all optional and will depend on your needs and circumstances.

Summary of other general expenses

ItemCost in €EURCost in $US
Taxi€6 for first Km +
€2 for every Km after
$7.07 for first Km +
$2.36 for every Km after
Car fuelPetrol = €1.40/litre
Diesel = €1.21/litre
Petrol = $1.65/litre
Diesel = $1.43/litre
Private DoctorGP = €20/visit
Specialist = €50 - €60/visit
GP = $23.56/visit
Specialist = $58.91 - $70.69/visit
Average Single Coffee€2.20 $2.59
Average Single Beer€3$3.53
Bottle of Wine€20$23.56
Monthly Average Total€486$572.60

Other leisure expenses

But there is so much more to living in Malta than just the day-to-day expenses. The islands are full of great things to do, including boat trips, visiting the sister island of Gozo, and trips to the cinema.

Going to Gozo

Living in Malta means it’s effortless to visit the neighbouring island of Gozo on the same day or for an overnight visit. Travel on the ferry will cost you under €2.5 as a foot passenger, and €20 if you take your car. The trip takes around 25 minutes, and ferries run regularly during the day and night.

Hiring quad bikes

If you want to explore the islands from a different perspective, why not hire quad bikes? Prices start from around €70 for the day.

Going to the cinema

Malta has several cinemas serving customers from around the country. On average, a ticket will cost you €6.

Hiring a car

Day rates for hiring a car range between €16 and € 28, depending on the model and where you hire it from. This is less than the EU average, demonstrating that the cost of living in Malta is highly competitive.

Boat cruises

Being an island nation, it’s no surprise that boat trips are very popular in Malta. Prices start from around €15 for harbour cruises and can include luxurious day trips on private yachts. You can also use the ferry in The Three Cities for a few euros.


To add some extra excitement into your life costs around €161 a month. This includes a day trip to Gozo with a hired car, a €50 day trip on a boat, a cinema trip, and a day of quad biking.

Summary of Leisure expenses

ItemCost in €EURCost in $US
Going to Gozo€2.5 per person + €20 for a car$2.95 per person + $23.56 for a car
Hiring Quad Bikes for a day€70$82.47
Going to the Cinema€6 per ticket$7.07 per ticket
Hiring a Car€16 - €26$18.85 - $30.63
Boat CruisesStarting at €15Starting at $17.67
Monthly Average Total€161$189.69

The cost of living in Malta is somewhere in the median range at €2,205 for one person per month. According to data collected by Numbeo, it ranks 53rd most expensive out of 237 European cities. It remains significantly cheaper than many western European countries like France, Sweden, the UK, Netherlands, Ireland, and Germany. Not only that, but it offers the dream of Mediterranean island life.

Of course, our calculations here are based on a somewhat middle-class way of living. It’s more than possible to live on significantly less, and also to far exceed our figures. It all comes down to your personal preferences and capacities. Malta remains a prime location for foreign nationals to live, visit, and set up businesses in various sectors.

To find out more about living expenses in Malta, living in Malta, residence and citizenship programs, or business opportunities, contact CSB Group today. Our highly professional and knowledgeable teams are ready and waiting to assist you.

Key Contacts

Roger A. Strickland Jr.


Malcolm Ferrante

Senior Manager - Immigration and Relocation



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In our dealings with CSB Group for over 10 years, we have found every member of the staff and leadership team to be wholly and completely knowledgeable and professional when doing business in, and from Malta.

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Liberation Group Holdings

We chose Malta as our new permanent home and CSB Group to help us through the residency process. They went way beyond our expectations treating our application as if it were their own. Their service was nothing short of stellar from understanding our needs preparation of the required documentation, and follow-up phase during a period with the sharpest movement restrictions. Malta deserves a place on every investor’s radar, mostly because of the surprising efficiency permeating the place, efficiency which starts with CSB.

Christian G.

As foreigners having our business located in Malta, it did not take long until we realised the importance of local know-how and the value of having the presence of a professional partner that could take care of juridical and financial matters. We can honestly say that choosing CSB as our advisor is one of the best decisions we have made. CSB always delivers great results in a timely fashion and we would give them the best recommendations to anyone that considers starting up their business abroad.

David Brodén



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