Malta Citizenship by Investment Programme | The Malta Individual Investor Programme (IIP)
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Why Malta?

Malta has become increasingly popular with foreign investors and entrepreneurs thanks to the various incentives that the country has to offer. Albeit small in size, Malta is definitely not short of reasons why one would choose to relocate here including excellent climate, vibrant Mediterranean lifestyle, rich history and culture and safety. The country is well connected to other European countries and boosts of a thriving economy, multilingual population and excellent education and health care services. 

Malta Citizenship by Investment

A lifetime investment that can be passed on to generations

As a Maltese Citizen you can benefit from:

Visa Free travel to more than 160 countries in the world;

Access to work, live and study in any of the 28 EU countries;

A second passport – Malta accepts multiple citizenship;

Additional benefits and advantages in the UK as a commonwealth citizen;

No need to reside in Malta permanently;

Access to advantageous tax systems;

Acquisition of Maltese Citizenship available to all dependent family members;

Neutral, safe and stable economy and political climate.

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  • Northern-Malta (4)
  • Central-Malta (4)
  • Sliema-Valletta-Malta (2)
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Thank you VERY much for your help and the pleasure of your company which made the whole process for all our family a very positive experience!!!

HNWI Client

Your advice and assistance has been instrumental in getting this IIP process done.

HNWI Client

Why CSB Group?

CSB Group, an approved agent accredited by the Malta Individual Investor Programme Agency, provides professional and quality driven immigration solutions geared to assist our clients with their citizenship or residency programme application and all other arrangements required for a smooth relocation.

Our respected team is readily available to assist you with professional and personalised consultancy. Get in touch with one of our experts.

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Executive Director
Director & Advocate
Консультант- Russian Desk

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Your EU Passport Application

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Application Requirements

  • The programme is open to applicants of at least 18 years of age.
  • Dependent parents of age 55 and over and children of age 26 and under are allowed to apply along with the applicant. 
  • Applicants are required to make the mandatory investment amongst others in Real Estate (purchase or rent of immovable property), bonds and stocks.
  • The programme is available to any reputable individuals and their dependents who pass a rigid due diligence process.
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Application Procedure - Get your passport within 12 months.

CSB Group guides and supports eligible applicants obtain their Maltese Citizenship through each and every step without any unnecessary delays.

Step 1 – Eligibility and File Preparation: CSB Group ensures eligibility of applicant and takes care of file preparation and collection of required documents.

Step 2 – Residency Card: A residence card application is submitted to set the clock ticking on the 12 month residency requirement. Physical presence of the applicant is required as biometrics will need to be captured.

Step 3 – Submission of Application: CSB Group formally submits application to the Malta Individual Investor Programme Agency (MIIPA) along with payments due.

Step 4 – Process of Application: MIIP confirms if documentation submitted is formally in order, subject to further verification. Once the applicant’s due diligence process is satisfied an approval letter is issued by MIIPA.

Step 5 – Settlement of Contribution: A formal request is issued whereby applicant is required to settle the contribution within 20 working days.

Step 6 – Investment Documents: CSB Group supports the applicant with providing evidence of property investment, portfolio investment, health insurance and genuine links.

Step 7 – Oath of Allegiance: After IIP obligations are fulfilled, the applicant along with family members will be invited to take an Oath of Allegiance in Malta.

Step 8 – Certificate of Naturalisation and Maltese Passport Application: The Government of Malta issues the Certificate of Naturalisation and the processing of Maltese Passport Application reaches its final stages.

Investment Required

Contribution
Main applicant: €650,000; spouse: €25,000; for each and every child below 18 years of age: €25,000; for each and every unmarried child between 18 years of age and 26 years of age: €50,000; for each and every dependent parent above 55 years of age: €50,000.

Property
Acquire a property in Malta having a minimum value of €350,000 and retain it for a period of at least 5 years; or Lease a property in Malta for a minimum annual rent of €16,000 and retain it for a period of at least 5 years.

Investment
Invest in Malta an amount of at least €150,000, in amongst other stocks, bonds, debentures, special purpose vehicles, or other investment vehicles as may be identified from time to time, and retain the investment for at least 5 years.

Residence
The main applicant must prove that he has been a resident of Malta for a period of at least 12 months, preceding the issuance of the naturalisation certificate.

Cost of Malta Citizenship by Investment

Contact us to get a detailed calculation of all Malta IIP costs involved in your EU passport application.

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CSB Group - Related Services

Citizenship and Residency Programmes

At CSB Group we offer various other programmes available in different countries. These include Cyprus Citizenship by Investment, Malta Residence and Visa Programme (MRVP), Global Residence Programme Rules (GRP), Malta Ordinary Residence and The Residence Programme Rules (TRP). 

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Tax Advice, Corporate & Trust Services

As a leading corporate services firm in Malta, CSB Group assists clients to benefit from Malta’s full imputation and refundable tax credit system and almost 70 double tax treaties. Our array of Corporate Services ensure that we meet all your business needs when establishing a Trust or your business in Malta.

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Real Estate

CSB Group, through its franchise Malta Sotheby’s International Realty, is able to assist you with your Real Estate Requirements in Malta through its professional team and vast selection of local property available for sale or rent. Properties include top quality homes, commercial spaces and serviced offices located in prime localities.

Employment-Law

Employment and Work Permit

CSB Group provides assistance to both individuals seeking to obtain an employment or work permit and companies which decide to move to Malta and who are looking for the ideal candidates while maximising their profits. Our immigration team can also assist with Residency Programmes available under the Highly Qualified Persons Rules (HQP).

Malta Citizenship by Investment FAQs

Application – General Queries

Who can apply for citizenship under the Malta IIP?

To qualify under the regulations for Malta citizenship by investment programme, any person that is at least 18 years of age and satisfies the requirements set out by the law (Legal Notice L.N.47 of 2014) may qualify to apply as a main applicant.

Which are the necessary qualifications and requirements that applicants must satisfy to be approved as Maltese citizens under the IIP?

Applicants must meet the application requirements, undertake to make the contribution, commit themselves to provide proof of a residential address in Malta, commit themselves to invest in Malta government bonds, commit to effect genuine links to Malta and to fulfil the general requirements under the programme. These are further specified in FAQ section titled ‘Further Requirements’.

Can the Maltese citizenship be revoked?

Once granted the Maltese citizenship is deemed permanent, provided that the minimum requirements established by law are maintained. There are, however, grounds for the deprivation of citizenship which include fraudulent acquisition of citizenship, concealment of facts and disloyalty towards Government.

Which nationalities are not eligible to participate in the IIP?

Currently, the policy of the Maltese Government excludes from applying individuals who are nationals of the Islamic Republic of Afghanistan, the Islamic Republic of Iran and the Democratic People’s Republic of Korea (North Korea), or any applicants who reside, do business, have significant ties with, or connections to these countries. Citizens from countries who are on the US travel ban also cannot apply, these include, Chad, Libya, Somalia, Syria, Venezuela, and Yemen.

Who is the Approved Agent?

The Accredited Agent is a person/company that has been authorised to act as an intermediary firm by the Malta Individual Investor Programme Agency (the body regulating the IIP).

Which are the eligibility criteria that have to be fulfilled for an application under the programme?

The following must be satisfied;
• A Proper background verification of applicant and dependants;
• A police conduct certificate issued by competent authorities of the applicant’s country of origin and place of residence;
• Applicant and dependants must not be listed with INTERPOL;
• Applicant and dependants must not be a potential threat to national security, public policy or public health;
• Applicant and dependants must not be suspected or found guilty of a crime punishable with more than one year imprisonment.

Which are the checks that are carried out on the applicants?

The checks made include public information checks, background verification reports and global government agency checks.

Necessary Documentation

Are there any documents or government fees which must accompany the application?

The prescribed list of due diligence documents, pertaining to the main applicant and/or dependants, established by the Malta Individual Investor Programme Agency and due diligence fees must accompany the application.

In which languages can these documents be submitted?

Application Forms and accompanying documents shall be completed in English or accompanied by an authenticated translation into the English language if originally not so. A translation is to be done by either a professional translator whose primary role or business is a professional translation. In all cases, full details of the translator must be provided. When such translation takes place outside of Malta, the translation must be authenticated.

Do documents, or copies of original documents, have to be authenticated?

Documents must be authenticated by an apostille, or a validation of the certificate by a lawyer or notary public or by a validation of the certificate by a Maltese consular or Diplomatic representation.

What is the certification process and who may certify documents?

A certified copy means a photocopy of an original document certified by a duly licensed lawyer, a notary public, Maltese consular or Diplomatic Officer or a Senior Officer of the Concessionaire must see the original and certify the copy as a “true copy of the original”.

Further Requirements

What are the contribution requirements and payment that must be made?

Applicant NDSF Contribution Due Diligence Fees
Main Applicant €650, 000 €7,500
Spouse €25, 000 €5, 000
Children below 18 €25, 000 €3,000
Unmarried children between 18 and 26 €50, 000 €5,000
Dependant parent above 55 €50, 000 €5, 000

 

Furthermore, each passport is at a fee of €500 and there is a €200 bank charge per application. Upon submission of the application, the applicant must pay €10,000 (€5,000 of which is payable on application of the eResidence card) which is a non-refundable fee. Applicants are also required to invest at least €150,000 in bonds or shares approved by the Government that must be kept for at least 5 years. Finally, property purchased must be, at least, valued at €350,000, or if leased, at least at €16,000 per annum. The purchased or leased property must also be kept for a minimum of 5 years

Are the fees refundable?

The initial fee of €10,000, due diligence fees, passport fees and bank charges are non-refundable.

Are there any residency requirements?

Citizenship is only granted 12 months after establishing residence in Malta, which start date is established from the commencement of validity of the eResidence card.

What is an eResidence Card and why is it necessary?

The first step in the IIP application process for Main Applicants is to apply for an eResidence Card. This is a mandatory step. The card will entitle the applicant to establish residence status in Malta and to travel freely within the Schengen Area. Dependents can also apply for this card, however this is not a requirement.

Do applicants have to visit Malta to apply for an E-Residence Card?

Yes, Main Applicants and their dependents (if required) have to visit Malta to apply for their eResidence Cards as they need to submit their biometric data.

It is stipulated within the law that “the main applicant provides proof that he has been a resident of Malta for a period of at least 12 months preceding the day of the issuing of the certificate of naturalisation” Does this mean that applicant has to live in Malta for 12 months?

Main applicants are not expected to live in Malta for a full 12 months before taking the Oath of Allegiance. However, they are expected to present a proposal explaining how they intend to obtain a residence status in Malta.

Passport

When and how will a passport be issued?

A Maltese passport may be applied for once the Oath of Allegiance has been taken and thus the beneficiaries are now naturalised citizens of Malta and the respective birth, marriage and divorce certificates (if any) for each individual have been registered within the Public Registry.

Which countries will then recognize the Maltese passport?

All countries will recognize the Maltese Passport. The Maltese Passport is recognized for Visa-free travel in more than 160 countries, including the United States and gives the right of establishment in the European Union countries.

Rights

Will naturalized citizens of Malta have voting rights?

Citizens who have obtained a Maltese identity card and advised the respective department of their voting rights, resided in Malta for 6 months during the 18 month period preceding the election, are entitled to vote.

Is it possible to hold dual citizenship after naturalization?

Malta recognizes dual/multiple citizenship, however, other jurisdictions may impose restrictions.

Will any tax exemptions be applicable?

After the lapse of 5 years, if the property has been the owner’s sole and ordinary residence it will be tax exempt upon sale. If not, the final property tax rate of 12% will be charged. Furthermore, there will be no inheritance or death taxes, no estate duty, no net worth or wealth taxes and no municipal taxes, rates or real estate taxes.

Timeframe

How long will it take an applicant to obtain a certificate of naturalization?

•Presentation of Application;
•Within 90 days Identity Malta shall verify application as formally correct, verify information, background, source of funds and that due diligence fees, passport fees and bank charges have been paid as well as carry out appropriate risk weighting (such time period halts should further documentation be requested until such documentation is presented);
•Within 30 days Identity Malta shall further review application and carry out background checks. It will then notify the concessionaire and the Approved Agent whether the application has been approved, delayed or refused (such time period halts should further documentation be requested until such documentation is presented);
•Within 5 days from approval, the applicant shall be instructed to remit contribution (less initial non-refundable amount already received);
•Within 20 days the abovementioned payment must be made;
•Final requested documents must be submitted to the Malta Individual Investor Programme Agency within 4 months from approval;
• The Malta Individual Investor Programme Agency will then issue the invitation for the Oath of Allegiance.
•The Minister shall issue a certificate of naturalization after a period which may range from 6 months to 2 years, provided proof of a 12 month residence is obtained.

Which are the key milestones in the process?

•Receipt of application pack;
•Initial payments to Malta Individual Investor Programme Agency; •Formal Acceptance of application and documentation;
•Issuance of Letter of Approval in Principle by Malta Individual Investor Programme Agency
•Fulfilment of residency, contribution property and investment obligations;
•Taking the Oath of Allegiance in Malta;
•Registration of birth, marriage (if any) and divorce certificates (if any) within the Malta Public Registry;
•Minister issues the Certificate of Naturalisation;
•Processing of Maltese Passport Application Form.

Property

What are the exact requirements regarding property under the IIP?

At eResidence stage property (leased or purchased) is required to be able to submit this application, however there is no minimum value threshold to be satisfied. After having received the Letter of In Principle Approval the applicant must invest in a qualifying property (lease of at least €16,000 per annum or purchase of €350,000) would need to be put in place. The qualifying property would need to be held for at least five (5) years from the date of citizenship. The leased or purchased property may be changed within the 5-year period as long as the applicant attains the minimum threshold during such time.

Can any foreigner buy immovable property in Malta?

Yes.

Do foreigners need a permit to buy immovable property In Malta?

All citizens from a non-EU country need an Acquisition of Immovable Property (AIP) permit to buy immovable property, should such property not be found within a Special Designated Area.
Citizens from an EU country including Maltese citizens who have not resided in Malta for at least 5 years who are buying a holiday home (secondary residence) require an AIP permit from the Inland Revenue Department, should such property not be found within a Special Designated Area.

What is a Special Designated Area (SDA)?

The Special Designated Areas are the following:
•Portomaso Development, St. Julian’s, Malta
•Portomaso Extension I, St Julian’s, Malta
•Cottonera Development, Cottonera, Malta
•Manoel Island / Tigne Point, Tigne/ Gzira, Malta
•Tas-Sellum Residence, Mellieha, Malta
•Madliena Village Complex, Malta
•Smartcity, Malta
•Fort Cambridge Zone, Tignè, Malta
•Ta’ Monita Residence, Marsascala, Malta
•Pender Place and Mercury House Site, Malta
•Metropolis Plaza, Gzira, Malta
•Quad Business Towers, Mriehel, Malta
•Fort Chambray, Ghajnsielem, Gozo
•Kempinski Residences, San Lawrenz, Gozo
•Pender Place and Mercury House Site, Extensions I, II, III, IV and V, Malta
•Vista Point, Marsalforn, Gozo

Can I purchase immovable property on plan?

As per the IIP requirements immovable property cannot be purchased on plan as such property requires to be habitable. Thus, the property needs to be finished and furnished accordingly.

Can I rent out the immovable property which I have purchased or sub-let the immovable property which I have rented?

The IIP requires that the immovable property is to be held for a minimum period of 5 years, during which time this immovable property cannot be let or sub-let.

Can I sell my Malta property?

The IIP requires property to be held for a minimum of 5 years. After this period, property in Malta can be sold completely exempt from tax if it has been held for at least 3 years as the individual’s sole and ordinary residence. If the property is sold before having been used as the individual’s sole residence for 3 years, a final property tax of 12% is chargeable on the selling price.

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